About LifeTurn Money
Personal finance publishing usually starts with products — the best card, the best account. We start somewhere else: with the moments that rearrange a life, and the money decisions those moments force.
Why "life turns"?
Nobody wakes up wanting a lecture on compound interest. They wake up the week after a divorce is filed, the month a baby is due, the day a visa is approved, on a 45th birthday with a thin pension statement, or staring at a credit rejection. Those moments create urgent, specific questions — and generic finance content answers them badly, usually by assuming one country's rules. LifeTurn Money exists to answer them properly.
Who we write for
Our readers are in the United States, the United Kingdom and Canada. The three countries share a language and a lot of financial instincts — and differ in almost every rule that matters: 401(k)s and IRAs versus pensions and ISAs versus RRSPs and TFSAs; FICO versus UK agency files versus Canadian bureau scores; Social Security, the State Pension and the CPP. Every guide we publish separates the universal principles from the country-specific rules, and marks the difference clearly.
How we work
Figures in our guides come from primary sources — tax authorities (the IRS, HMRC, the CRA), regulators and consumer agencies (the CFPB, the FCA and MoneyHelper, the FCAC), and the bureaus themselves — and are listed at the end of each guide. When a number is a limit or a rate, we say which tax year it belongs to. When we project future values, we label it an illustration, because that's what it is.
We are educators, not advisors. LifeTurn Money is not regulated to give personal financial advice, and nothing on this site should be treated as a recommendation for your individual situation. Where a decision has legal, tax or regulated-advice consequences — divorce settlements, pension transfers, immigration tax — our guides say so and point you to the professionals and official services in your country.
How the site is funded
LifeTurn Money is free to read and is funded by display advertising. Adverts are placed by advertising networks in clearly marked slots, are labelled "Advertisement," and advertisers have no influence over what our guides recommend — our editorial rule is that if a product isn't right for the reader in that life moment, it doesn't get recommended, whoever is paying for the banner next to it.
What we publish next
New guides are researched and added regularly, following the questions readers actually face at each turning point — and existing guides are revisited when the rules they cite change: new tax years, new contribution limits, new benefit rates.
If a guide helped you through a turn, the most useful thing you can do is pass it to someone standing at the same one.